PREPARATORY QUESTIONS

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BANKING/FINANCIAL KNOWLEDGE

PREPARATORY SET-12

Direction (Qs.1-20): Study the following questions carefully and choose your answer from the given five options.

 

Question No : 1

The Government of India announced a special relief package of several thousand crores of rupees for which of the following sections of our society?

(1) Senior citizens       

(2) Women employees of central government

(3) Workers in unorganised sectors

(4) Farmers               

(5) All of these

Question No : 2

Organisation of workers in which of the following groups has proved a very effective way of providing micro finance by banks to the rural people and poor in India?

(1) Self Help Groups

(2) Accredited Social Health Activist (ASHA)

(3) Vriksha Mitras      

(4) Shiksha Sevaks      

(5) Link Workers

Question No : 3

Almost all Banks in India are running special schemes for providing banking services to rural poor. This concept is popularly known as ____________.

(1) Faster Growth       

(2) Trade Finance                   

(3) SME Finance

(4) Investment Banking          

(5) Financial Inclusion 

Question No : 4

India is NOT a member of which of the following organisations?

(1) SAARC      

(2) WTO         

(3) BRIC          

(4) UNO         

(5) OPEC 

Question No : 5

Special emphasis by the Government of India on which of the following will certainly improve the performance of the agriculture sector in country within a short span of time?

(1) Rural Employment            

(2) Focused Public Distribution System  

(3) Sanitation & Health Services         

(4) Better irrigation facilities            

(5) All of these

Question No : 6

Which of the following Acts is enacted to help the Union Government to manage its budgeted finances and fiscal deficit in a very disciplined manner?

(1) The Competition Act         

(2) The Negotiable Instruments Act               

(3) The Banking Regulation Act         

(4) Foreign Exchange Management Act

(5) Fiscal Responsibility and Budget Management Act

Question No : 7

The Reserve Bank of India is in the process of selling its stake in which of the following agencies/organisations?

(1) NABARD                        

(2) Food Corporation of India                   

(3) Steel Authority of India Ltd.        

(4) Bombay Stock Exchange   

(5) None of these

Question No : 8

Which of the following taxes is not levied by the Government of India?

(1) Income Tax            

(2) Professional Tax  

(3) Excise Duty

(4) Dividend Distribution Tax

(5) Capital Gain Tax

Question No : 9

Which of the following terms is used in the game of Badminton?

(1) Double Fault        

(2) Punch                    

(3) Follow-on  

(4) Tee            

(5) None of these

Question No : 10

In a current account the withdrawals can be made ___

(1) Once a day            

(2) Once a week                      

(3) Once a month

(4) As many times as needed            

(5) None of these

Question No : 11

Which one of the following aptly describes the business of insurance?

(1) Insurance is about collective bearing of risk

(2) Insurance pays to one person from money collected from another person

(3) Insurance is about disaster management

(4) Insurance is about paying for others mistakes

(5) None of these

Question No : 12

Cashew nut is not produced as a major product in which of the following states?

(1) Maharashtra                      

(2) Goa                       

(3) Uttar Pradesh

(4) Orissa                    

(5) Andhra Pradesh

Question No : 13

Which of the following awards is NOT given by the Government of India?

(1) Bharat Ratna                     

(2) Padma Vibhushan 

(3) Ashok Chakra

(4) Kalinga Prize       

(5) All are given by the Government of India

Question No : 14

Which of the following is NOT a banking related term?

(1) Discount                

(2) Reynolds Number           

(3) Credit                                     

(4) Post Dated Cheque           

(5) Time Deposit

Question No : 15

Disinvestment in public sector is called_______

(1) liberalisation                     

(2) globalisation                      

(3) industrialization

(4) Privatisation        

(5) deindustrialisation

Question No : 16

Which of the following is NOT the name of an irrigation system prevalent in India?

(1) Sprinkler system   

(2) Silage system       

(3) Drip system

(4) Furrow system      

(5) Canal system

Question No : 17

A Savings Bank Account opened with a commercial bank with zero balance or very minimal balance is known as:

(1) Current Account   

(2) Savings Bank–Ordinary Account

(3) Student Savings Bank Account      

(4) No Frill Account  

(5) Call Deposit

Question No : 18

Which of the following is NOT a Public Sector Undertaking?

(1) Eastern Coal Fields Ltd.     

(2) Cotton Corporation of India Ltd.

(3) Bharat Bhari Udyog Nigam Ltd.  

(4) ACC Ltd.             

(5) Goa Shipyard Ltd.

Question No : 19

Which of the following cups/trophies is NOT related with the game of cricket?

(1) Deodhar Trophy   

(2) Irani Trophy                                              

(3)  Subroto Cup

(4) Ranji Trophy                     

(5) ICC Trophy

Question No : 20

Which of the following operations  is conducted after a gap of every ten Years

(1) Economic survey                  

(2) Estimates of Foreign Direct Investment (FDI)

(3) Compilation of Human Development Report

(4) Census of Small Scale  Enterprises                        

(5) General Census